Loan Program Finder
Which loan program is right for you?
Understand your loan options. Make your own decisions. Take control of your future.
8 questions · FHA · VA · USDA · Conventional · Jumbo — ranked by best fit
Are you a veteran, active military, or a qualifying surviving spouse?
How this is calculated
We match your profile (down payment, credit, location, service history) to the loan programs you likely qualify for — it’s a rules-based matcher, not a projection.
The steps
- Collect your down payment %, credit score, income, and eligibility flags.
- Apply each program’s rules (e.g. FHA, VA, USDA, conventional) to filter to likely matches.
- Surface the trade-offs (PMI/MIP, limits) of each.
Assumptions
- Program rules are general guidelines that change over time.
Good to know
- Final eligibility is determined by a lender and underwriting.
Related resources
Educational disclaimer: All content on WealthSerene.com is for educational purposes only and does not constitute investment advice. Projections and calculations are illustrative — actual results will vary based on market conditions, your specific situation, and many factors outside this tool’s scope. Always consult a qualified financial professional for advice specific to your situation. View full disclosures →