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Know your financial health score

Free assessments that give you an honest picture of where you stand — with specific, prioritized steps to improve.

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Most popular

Financial Wellness Score

20 questions · ~5 minutes

Your master financial health score across 5 pillars: cash flow, debt, savings, investments, and protection. Scored out of 850 — like a financial credit score.

What it covers
Cash flow & budgeting
Debt management
Emergency savings
Retirement & investing
Insurance & protection
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Most comprehensive

Annual Financial Checkup

35 questions · ~10 minutes

A comprehensive year-end financial audit across 7 domains. Get a letter grade, domain-level breakdown, and a 12-month action plan prioritized by impact.

What it covers
Tax efficiency
Retirement savings
Debt management
Insurance & protection
Estate planning
Investment strategy
Emergency preparedness
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Highly actionable

Tax Health Score

15 questions · ~4 minutes

Find out how much you're overpaying in taxes. We estimate the dollar value of each missed opportunity — 401(k), HSA, Roth IRA, capital gains timing, and more.

What it covers
Retirement accounts
HSA & FSA
Capital gains timing
Deductions & credits
Self-employed tax
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W-2 employees

W-2 Tax Checkup

10 questions · ~4 minutes

Are you overpaying taxes as a salaried employee? Score your withholding accuracy, pre-tax benefit elections, and W-4 setup — with specific dollar savings for each change.

What it covers
Withholding accuracy
401(k) & IRA headroom
HSA & FSA elections
State tax awareness
W-4 recommendations
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Parents & students

College Readiness Score

8 questions · ~3 minutes

Is your 529 on track to cover your projected college costs? Score your savings rate, tax optimisation, and financial aid awareness — with a gap analysis and action plan.

What it covers
529 savings trajectory
State tax deductions
Financial aid awareness
Investment allocation
Loan strategy
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🌴
Most comprehensive

Retirement Readiness Score

12 questions · ~6 minutes

A comprehensive retirement assessment across 5 dimensions: savings rate, investment strategy, tax efficiency, retirement planning depth, and risk coverage.

What it covers
Savings rate & employer match
Investment strategy & fees
Roth vs Traditional
Retirement planning depth
Risk & protection
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Investing

Investor Profile Quiz

10 questions · ~4 minutes

Discover your risk tolerance and investment personality. Get a model portfolio allocation matched to your profile with suggested fund types.

What it covers
Risk tolerance
Time horizon
Income stability
Loss reaction
Behavioral biases
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Risk & protection

Financial Resilience Score

16 questions · ~5 minutes

How well could you absorb a financial shock — job loss, medical emergency, or market crash? Includes visa holder scenarios with immigration-specific resilience factors.

What it covers
Emergency fund depth
Income replacement
Health insurance quality
Market shock readiness
Visa holder resilience
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Home buyers

Mortgage Readiness Score

10 questions · ~4 minutes

Are you truly ready to buy a home? Score your credit profile, DTI, down payment, cash reserves, and lender eligibility — with a clear verdict and next steps.

What it covers
Credit score
Debt-to-income ratio
Down payment
Cash reserves
Employment stability
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Immigrants & visa holders

Immigrant Financial Readiness

20 questions · ~6 minutes

How well integrated is your US financial life? Score your credit building, tax setup, emergency savings, retirement accounts, and long-term financial integration.

What it covers
Credit establishment
US tax compliance
Emergency savings
Retirement accounts
Financial integration
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Estate planning

Estate Readiness Assessment

8 questions · ~3 minutes

How protected are your family and assets? Score your will, beneficiary designations, power of attorney, healthcare directive, and life insurance coverage.

What it covers
Will & testament
Beneficiary designations
Power of attorney
Healthcare directive
Life insurance coverage
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How it works

1
Answer honestly
Short, non-invasive questions about your financial situation. No sensitive data — no account numbers, SSN, or passwords.
2
Get your score
An instant, personalized score with a breakdown by category. Color-coded so you see immediately where to focus.
3
See your next steps
Specific, prioritized actions. Not generic advice — tied to your answers and ranked by impact.
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