About WealthSerene
See where your money stands. Free calculators, assessments and guides, with the math shown.
What WealthSerene is
WealthSerene is a free financial education site. Most expensive money mistakes come from guidance that sits behind advisory minimums or inside jargon. The site puts the same calculations a planner would run in front of anyone, with the method shown next to the result.
It covers the span of personal finance: building an emergency fund, choosing retirement accounts, understanding taxes, buying a home, investing for the first time, and planning for financial independence. The calculators run in your browser, and your inputs stay on your device unless you sign in to sync them.
What is here
- Courses and guidesOrganized by life stage and topic, from a first job to retirement. Each module builds on the last.
- CalculatorsTools that run the financial math: Monte Carlo retirement projections, Roth against Traditional comparisons, debt payoff schedules. Each one shows how the figure is calculated.
- Scored assessmentsShort question sets that score one area of your finances and list what to fix first.
- AI Financial TutorAsk a question in plain language. The answer explains the concept and points to the tool that models it. It sells nothing.
- Immigrant financeResources for H-1B holders, NRIs and new immigrants: FBAR, FATCA, dual-country assets and the US financial basics.
How we operate
- FreeEvery tool, course and guide on this site is free. There are no paywalls or premium tiers.
- Education is the productWe do not sell financial products, take commissions or run ads for financial services. How the site is paid for is stated below.
- Works without an accountEvery tool and guide works signed out. An account is optional; it syncs your progress across devices.
- Limits are statedEverything here is educational. Each tool says what it can and cannot do, and when a question belongs with a professional.
How this site is paid for
No lender, broker or insurer pays us. If you hire WealthSerene directly for financial services, we may be paid for that work. Read the full disclosure.