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Refinance Analyzer

See your monthly savings, breakeven point, and lifetime interest savings from refinancing.

Current Loan

$
7.00%
2%12%
28 yr
1 yr30 yr

New Loan

6.25%
2%12%
30 yr
5 yr30 yr
$
7 yr
1 yr30 yr

Results

Current Monthly
$2,379
New Monthly
$2,155
Monthly Savings
+$224
Breakeven Point
32 months (2.7 yrs)
✓ Refinancing appears beneficial
At your planned 7-year stay, you'd recoup closing costs 52 months before moving.
Lifetime interest comparison
Current loan (remaining)$449,220
Refinanced loan$425,804
Net savings (after closing costs)+$30,416
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Educational disclaimer: All content on WealthSerene.com is for educational purposes only and does not constitute investment advice. Projections and calculations are illustrative — actual results will vary based on market conditions, your specific situation, and many factors outside this tool’s scope. Always consult a qualified financial professional for advice specific to your situation. View full disclosures →

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Educational disclaimer: All content on WealthSerene.com is for educational purposes only and does not constitute investment advice. Projections and calculations are illustrative — actual results will vary based on market conditions, your specific situation, and many factors outside this tool’s scope. Always consult a qualified financial professional for advice specific to your situation. View full disclosures →