Tools → Buy vs. Rent
Buy vs. Rent Calculator
Compare 30-year wealth outcomes — equity growth vs. investing the difference. No fluff, just numbers.
Buying costs
Down payment20.00%
3%50%
Mortgage rate6.95%
2%12%
Loan term
Property tax rate1.20%
0.3%3.5%
Home appreciation4.00%
0%8%
Renting costs
Annual rent increase3.00%
0%8%
Years to compare10 yr
1 yr30 yr
Investment return rate7.00%
1%12%
Income tax bracket
Related resources
Educational disclaimer: All content on WealthSerene.com is for educational purposes only and does not constitute investment advice. Projections and calculations are illustrative — actual results will vary based on market conditions, your specific situation, and many factors outside this tool’s scope. Always consult a qualified financial professional for advice specific to your situation. View full disclosures →