Model Portfolios
Five illustrative portfolios from conservative to aggressive: the ETF building blocks, an expected return range and the historical drawdown for each.
Loading model portfolios.
Illustrative purposes only. The ETF tickers shown are examples of commonly used funds in each asset class, not specific investment recommendations. Past performance does not guarantee future results. This tool is for educational use only. Consult a qualified financial advisor before making investment decisions.
How this is calculated
Curated target allocations for different risk levels — these are reference mixes, not a calculation of your personal numbers.
The steps
- Pick a risk level (e.g. conservative → aggressive).
- See the corresponding stock/bond/other split and example low-cost funds.
Assumptions
- Allocations follow widely-used age/risk guidance.
Good to know
- Educational templates — your ideal mix depends on your full situation.
Related resources
Educational disclaimer. Everything on WealthSerene.com is educational and is not investment advice. Projections and calculations are illustrative; actual results depend on market conditions, your situation and factors outside this tool’s scope. For a decision specific to your situation, consult a qualified financial professional. View full disclosures