Tools → Self-Employed Tax Hub
Self-Employed Tax Hub
Understand your self-employment taxes. Make your own decisions. Take control of your future.
SE tax, quarterly payments, QBI deduction, and retirement account maximums — all in one place.
Pick a self-employed tool
Five calculators for freelancers, consultants, and small-business owners — taxes, deductions, retirement, valuation, and cash flow.
How this is calculated
We estimate your self-employment tax and the retirement accounts (SEP-IRA, Solo 401(k)) that shelter the most income.
The steps
- Net self-employment income × 92.35% gives the base for SE tax.
- SE tax = 15.3% (Social Security + Medicare) on that base, with half deductible against income tax.
- Compare contribution capacity across SEP-IRA and Solo 401(k) at your income.
Assumptions
- 2025 SE-tax rates and the Social Security wage base.
Good to know
- Doesn’t model the full QBI deduction or state specifics.
Related resources
Educational disclaimer: All content on WealthSerene.com is for educational purposes only and does not constitute investment advice. Projections and calculations are illustrative — actual results will vary based on market conditions, your specific situation, and many factors outside this tool’s scope. Always consult a qualified financial professional for advice specific to your situation. For tax advice, consult a CPA or Enrolled Agent. View full disclosures →