Put Retirement on Track

Capture free employer money and set a contribution rate that quietly compounds for decades.

This week’s hour

Work through each step — your progress saves automatically in this browser.

Your progress—

Progress is saved in this browser only — no account needed.

Learn

~15 min

Take the Retirement Readiness Score

It tells you whether your current savings rate actually gets you to the finish line.

📄 Retirement Readiness Score

~30 min

Confirm you're getting the full employer match, then nudge your rate up 1%

The match is free money; a 1% bump is nearly painless today but worth tens of thousands later.

→ Retirement Planner

Decide Roth vs traditional for your contributions

Picking the right account for your tax bracket can meaningfully change your after-tax retirement income.

→ Roth vs Traditional

Lock it in

~15 min

Set an annual reminder to raise your contribution with each raise

Banking part of every raise grows savings without ever feeling a cut in take-home pay.

Did you knowYour full employer 401(k) match is an instant 50–100% return — the single best deal in finance, and it disappears every year you don't claim it.

Measure your progress

Score this area to see where you stand — it feeds your overall WealthSerene Score and keeps your Money Overhaul plan up to date.

→ Retirement Readiness Score

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Educational disclaimer: All content on WealthSerene.com is for educational purposes only and does not constitute investment advice. Projections and calculations are illustrative — actual results will vary based on market conditions, your specific situation, and many factors outside this tool’s scope. Always consult a qualified financial professional for advice specific to your situation. View full disclosures →