Protect What You Have

Close the gaps that could wipe out years of progress in a single bad day.

This week’s hour

Work through each step — your progress saves automatically in this browser.

Your progress—

Progress is saved in this browser only — no account needed.

Learn

~15 min

Score your financial resilience

It checks the protections — insurance, buffers, debt ratios — that determine whether a shock derails you.

📄 Financial Resilience Score

~30 min

Calculate your life and disability coverage need

Anyone who depends on your income needs you covered. The gap is usually larger than employer coverage alone.

→ Insurance Needs Calculator

Confirm health, auto, and renters/home coverage and deductibles

The right deductible balances premium savings against your emergency fund — a quick review prevents nasty surprises.

Lock it in

~15 min

Note any gap and a date to get a quote

A specific follow-up date turns "I should look into that" into actual protection.

Did you knowTerm life insurance is cheap when you're young and healthy — and the right coverage is usually a small fraction of what people assume.

Measure your progress

Score this area to see where you stand — it feeds your overall WealthSerene Score and keeps your Money Overhaul plan up to date.

→ Financial Resilience Score

← Put Retirement on Track Back to your plan Set Up Your Estate Basics →

Educational disclaimer: All content on WealthSerene.com is for educational purposes only and does not constitute investment advice. Projections and calculations are illustrative — actual results will vary based on market conditions, your specific situation, and many factors outside this tool’s scope. Always consult a qualified financial professional for advice specific to your situation. View full disclosures →