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Financial independence is the point at which your investments can cover your living expenses, so a paycheck is no longer required. It is usually measured against your FI number (about 25× annual expenses) and is the central goal of the FIRE movement.
Reaching your FI number means your portfolio, not your job, can pay the bills.
Educational disclaimer: All content on WealthSerene.com is for educational purposes only and does not constitute investment advice. Projections and calculations are illustrative — actual results will vary based on market conditions, your specific situation, and many factors outside this tool’s scope. Always consult a qualified financial professional for advice specific to your situation. View full disclosures →