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Money your employer adds to your 401(k) based on what you contribute.
An employer match is a contribution your company makes to your retirement plan, usually matching a percentage of your own contributions up to a cap. It is effectively an instant, guaranteed return on your savings — free money — so contributing at least enough to get the full match is almost always the highest-priority financial move.
A 50% match up to 6% of pay adds 3% of your salary if you contribute at least 6%.
Retirement savings benchmarks by age give you a reference point for whether you are on track — but the right number depends more on your specific income and expenses than on your age.
Read article →Educational disclaimer: All content on WealthSerene.com is for educational purposes only and does not constitute investment advice. Projections and calculations are illustrative — actual results will vary based on market conditions, your specific situation, and many factors outside this tool’s scope. Always consult a qualified financial professional for advice specific to your situation. View full disclosures →