Frequently asked questions
2,096 answers to the financial planning questions we hear most often, in plain English. Filter by topic below, or use the search in the top menu to jump to one.
Showing 145–147 of 147 in Home Buying
What are seller concessions and how much can I ask for in a buyer's market?
Seller concessions are costs the seller agrees to cover on your behalf, most commonly a portion of your closing costs or a temporary rate buydown. Loan programs cap them — conventional loans allow rou…How do I know if I'm financially ready to buy versus just wanting to buy?
Readiness is about stability and cushion, not just qualifying for a loan. Green lights: stable income you expect to keep, a credit score strong enough for a good rate, a down payment plus closing cost…Can I appeal my property tax assessment if I think it's too high?
Yes, and it's often worth doing. Assessors are estimating value en masse and frequently get individual homes wrong. Start by reviewing your assessment notice for factual errors — wrong square footage,…
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