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An Indian account for non-residents to manage income earned within India, with limited repatriation.
An NRO account holds income that arises in India — such as rent, dividends, or a local salary — for someone living abroad. Interest is taxable in India and subject to TDS, and repatriation out of India is capped annually and requires documentation. It pairs with an NRE account, which handles foreign-earned funds.
Rental income from an Indian flat is deposited into an NRO account while the owner lives in the U.S.
Returning to India after a decade in the US involves winding down a complex web of US accounts, assets, and tax obligations — while building a parallel financial life in India. Here is how to plan it.
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