What happens to my Indian investments if I plan to return to India later?

If returning is likely, your strategy differs from someone consolidating permanently into dollars. You may rationally keep more rupee assets, maintain NRE/NRO accounts, and hold Indian property you'll live in — but while you're a US tax resident, those holdings still carry full US reporting and tax, and any Indian mutual funds or ULIPs remain PFIC problems regardless of your return plans. The cleanest approach is to keep India exposure in non-PFIC forms (direct stocks, real estate, bank deposits) during your US years, then rebuild fund positions after you re-establish Indian tax residency. Watch the transition year carefully: the year you move back, you may be a dual-status or resident-but-not-ordinarily-resident taxpayer with special rules. Model the stay-versus-return decision and its money implications with wealthserene.com/tools/return-to-india.