Should I keep or close my Indian bank accounts after I settle in the US?

You're required to convert resident savings accounts to NRO/NRE status once you become an NRI — keeping a regular resident account is technically not allowed. Beyond that, whether to keep accounts open is a planning call. Keep an NRE/NRO pair if you still receive India income, support family, own property, or might return; it keeps your financial footprint there clean and legal. But every Indian account adds US compliance: FBAR filing once your combined foreign balances top $10,000, possible Form 8938, and US tax on the interest. If an account holds little and serves no purpose, closing it simplifies your filing life. The non-negotiable step is converting accounts to NRI status promptly and disclosing them on FBAR — the penalties for unreported foreign accounts are severe.