Should I do my own taxes or is my situation complex enough to need help?

If your return is straightforward, a W-2 job, standard deduction, maybe some interest income, tax software handles it cheaply and accurately, and the IRS Free File program offers no-cost options for many filers. Consider professional help when you have self-employment income, rental property, equity compensation like RSUs or stock options, multi-state or international income, a major life change, or you are itemizing with lots of moving parts. A good preparer often pays for themselves by catching credits and deductions you would miss. If you are unsure where you fall, the Tax Health assessment at wealthserene.com/assessments/tax-health can help you gauge your complexity before you decide between software and a professional.