How much money can I repatriate from my NRO account to the US each year?

Up to $1 million per Indian financial year from your NRO account, after taxes are paid and the proper paperwork is filed. This cap covers the sale proceeds of property, investments, and other India-sourced funds flowing through the NRO account. To remit, your bank requires Forms 15CA and 15CB — the latter signed by a chartered accountant certifying that applicable taxes (including TDS) have been paid. NRE and FCNR accounts, by contrast, have no repatriation limit because they hold foreign-earned money. If you're consolidating your financial life in the US, plan large transfers across financial years if you'll exceed $1 million, and budget for the CA certification time. If you're weighing whether to keep assets in India at all, wealthserene.com/tools/return-to-india can help frame the trade-offs.