How do new immigrants on a work visa size an emergency fund given the risk of losing status?

Visa uncertainty argues for a larger cushion than the standard advice. If losing your job could also mean losing your legal status within a short grace period, you may need money not just to cover normal bills but to fund a possible relocation, legal fees, or an expedited move for your family. Many advisors suggest six to twelve months of essential expenses for H-1B and similar visa holders, plus a separate reserve earmarked for worst-case travel and transition costs. Keep this money in liquid, U.S.-based, FDIC-insured accounts so it is accessible fast and not tangled up in investments you would have to sell at a bad time. Revisit the target whenever your employment or immigration situation shifts. You can gauge your overall preparedness with the Financial Resilience assessment at wealthserene.com/assessments/financial-resilience.