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How do I set up direct deposit for my first U.S. paycheck as a newcomer?

Once you have a U.S. checking account, give your employer a completed direct-deposit form with your bank's routing number and your account number, both found on a check or in your bank's app under account details. You may attach a voided check or a bank-generated verification letter. The first deposit or two can arrive as a paper check while the setup verifies, then future pay lands automatically. Direct deposit is faster, safer, and often required to waive checking-account fees. You'll also need your Social Security number on file with payroll so your wages and taxes report correctly. The CFPB explains direct deposit basics at consumerfinance.gov.

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