How do I make sure my heirs can access my cryptocurrency after I'm gone?

Crypto is uniquely easy to lose forever. If no one has your private keys or seed phrase, the coins are permanently inaccessible; there is no bank to call. The core task is securely transmitting access without exposing it while you're alive. Never write keys or seed phrases in your will, which becomes a public court record.

Document which wallets and exchanges you use and the approximate holdings, then store the actual access instructions separately, in a hardware wallet with a sealed backup, a bank safe deposit box, or a reputable inheritance service. Consider a multi-signature setup or splitting a seed phrase among trusted people. Name a tech-savvy executor and leave clear, step-by-step instructions, since your family may not know how crypto works.