How do I beat analysis paralysis and finally start investing?

Lower the stakes so starting feels easy. Perfection is the enemy here – the biggest cost isn't picking a slightly wrong fund, it's the years of growth you lose by waiting. A clean default for most people: open an account at Fidelity, Vanguard, or Schwab, buy a single broad index fund (a total-market or target-date fund), and set up an automatic monthly contribution. You can refine later. Begin with an amount small enough that it doesn't scare you – even $50 a month – then increase it as your comfort grows. Done beats perfect, and time in the market matters far more than timing it. If you want plain-English answers as questions come up, wealthserene.com/ai-tutor can walk you through the basics step by step.