Do Roth 401(k) accounts still force RMDs the way Traditional ones do?

No longer. Under SECURE 2.0, starting in 2024 the IRS eliminated required minimum distributions from Roth accounts inside employer plans, including Roth 401(k)s, during the owner's lifetime. Previously, Roth 401(k) balances were subject to RMDs even though Roth IRAs never were, which pushed many people to roll their Roth 401(k) into a Roth IRA just to escape the requirement. Now the treatment is aligned: no lifetime RMDs on Roth money in either account. Traditional 401(k) and Traditional IRA balances still require RMDs beginning at your applicable age. This change makes leaving Roth dollars in a good workplace plan more attractive, though rolling to a Roth IRA may still offer more investment choices.