Can I get a mortgage as an H-1B or other visa holder, and what do lenders require?

Yes, visa holders including H-1B, L-1, and green-card applicants can get conventional and FHA mortgages, and many lenders treat them the same as citizens for pricing. You will need a valid Social Security number, a work-authorization document such as an EAD or a visa with an I-797 approval, and typically a two-year US work and credit history. Some lenders want to see that your visa is unlikely to lapse soon, so a recently renewed or multi-year status helps. You do not need a green card. Build a US credit file first, since thin credit is the biggest hurdle for newcomers. Check your overall readiness with the Immigrant Readiness assessment at wealthserene.com/assessments/immigrant-readiness before applying.