A fiduciary is held to the highest standard of care and must put your interests ahead of their own compensation. Fee-only financial advisors registered as investment advisers are held to a fiduciary standard, while some salespeople are only held to a lower "suitability" standard. Asking whether someone is a fiduciary is one of the most important questions before taking financial advice.
A fee-only advisor acting as a fiduciary cannot steer you into a fund just because it pays them a commission.
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